About MZIH(Pty) Ltd.

Mdu Zondo Investment holdings (PTY) LTD is a 100% black owned and established in 2019. The aim of Mdu investment holdings is to provide affordable funeral cover and payday loans for lower income families, individuals, taxi drivers , taxi owners and social grants beneficiaries, Senior citizens who demand value priced funeral cover will also find comfort in knowing that ,Mdu investment holdings product offerings will cater for them and their family’s burial need in the event of a death for their loved ones.


The problem in South Africa today given the economic climate, Inequality and high Unemployment rate , very few South Africans are prepared for death, Death comes unexpected and Unexpected expenses, South Africans have different and yet respectable beliefs , norms and cultural values when it comes to burial of their loved one. Funeral expenses shouldn’t be a burden while the family is preparing to celebrate the life of a deceased.

Strategy Planning

80%

Investment Planning

100%

Consulting Service

70%

Stock Trading

85%

Tax Planning

60%

Mission

Mdu Investment Holdings is dedicated in providing funeral cover that provide quality protection and value pricing, We will establish successful working relationship with our Business Partners, Clients, Staff members service providers and our Insurance companies that respect the interest and goals for each partner.

172

Customers

3

Advisors

385

Investments

2

Countries

PRODUCT  AND  SERVICES

funeral cover

Mdu Investment Holdings is focused on , Investing and buying assets that increase in value over time and provide returns in the form of income payments or capital gains.

PAY DAY LOAN

We offer custom-made solutions for the goals you set, This gives your investment the highest probability of achieving your goals. We don’t just force-fit you into Pre-existing solutions every client is unique.

Retirement (Coming soon)

We offer a retirement annuity that is a dedicated and investment fund that grows your money in a tax-efficient way and which you can only access when you turn 55. You can continue to let it mature even if you don’t access this cash or retire at this age.

Strategy

We create a winning finance strategy that improve financial decisions, from finance KPIs and performance to finance business partnering.

CONSULTING

We offer custom-made solutions for the goals you set, This gives your investment the highest probability of achieving your goals. We don’t just force-fit you into Pre-existing solutions every client is unique.

Research

We explore various ideas related to financial planning, focusing on the effects of financial literacy, the adoption of digital tools, taxation policies.

OUR CUSTOMERS & PARTNERS

Be Part of MZIH(Pty) Ltd.

Mdu investment holdings aims to offer low income earners affordable funeral insurance and affordable payday loans to South African Citizens. The Product offering is structured and designed in a way that Principal member is not strained in their monthly premiums ,There are three different cover types which a member or association can choose from namely :


mzih (pty) ltd Services

Funeral cover


  • High End Funeral Cover
  • Mid Funeral Cover
  • Entry Funeral Cover

Each funeral Cover has its own unique benefits associated to it and a member can choose and add dependents according to their affordability and needs


PAY day Loan


How to Apply

What You need

ID document

A Cell Phone

3 Months Bank Statement

3 Months Pay slip

Proof of Address

APR

Our annual percentage rate is 35% including all service fees.

COLLECTIONS

All repayments will be collected via debit order.

RENEWALS

When you renew a loan, it will be seen as a new loan therefore the same interest rates and applicable fees will apply for the new loans

MZIH(Pty) Ltd.

MDUDUZI ZONDO

Senior Advisor

MAKHUMUZI MTHETHWA

Senior Advisor

 

facts

Our Success Will be measured in exceeding the client expectation in terms of Service,Price and expectise.


MZIH STATEMENT

Investment Holding

MZIH(Pty) Ltd.



  • You need to be a South African citizen and above 18 years of age.
  • You need to be employed or have a stable source of income
  • You need to have a valid bank account.
  • Upon completion of the your online application, you have to send us a copy of your ID, proof of income and 3 months bank statement to info@mzih.co.za . Your application cannot be processed if we don’t receive these documents.
  • As a new client you qualify for a loan from R100 to a loan limit of R 3000 .00 for up to one month.
  • If you’ve been making use of our services for a while, you may qualify for a higher amount.
  • We always strive to make payment the same day that your loan is approved. We aim to process and pay out loans between 2 – 24 hours.
  • We do a credit check on your name, but if you have a bad credit record, it does not mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel comfortable that you will be able to repay the loan, we will consider your application.
  • Payments are made directly into the same bank account that you use to receive your salary. Therefore, your bank account needs to be active and you be able to make cash withdrawals on that account.
  • You will need to complete the online application form section online. On the form you need to give us your contact details, Physical address and postal address and employer details. Banking details as well, as we need to pay the money into your account and load the debit order(s) for your instalment(s).
  • Yes, it is. Please go to our privacy policy where you can read more about the ins-and-outs of what we do with your information
  • We are accredited with the National Credit Regulator and that enables us to provide short term loans to the whole of South Africa. We are fully compliant and active.
  • Yes, you need to be employed, if you are not formally employed you need to have a stable source of income (Proof must be provided).
  • You need to have an active bank account that is registered in your name. We will not be able to make any payments to a 3rd party bank account.
  • We always do a credit check and a financial needs analysis when you apply for a loan. This means that we evaluate your financial situation every time you apply. This enables us to lend you money, even if you have existing debt.
  • Our loans are payday loans which means that the loan must be paid on your salary date.
  • We load a debit order on your account and every time you get paid an instalment is deducted from your account.
  • Cash payments are also accepted.
  • We provide you with MZIH banking account details to enable you to make payments.
  • When cash payments are made you have to use a reference number that, will provided to you by MZIH or your Identity number for funds allocation.
  • We understand that certain circumstances arise which we do not have control over. That is why we will always try and accommodate your situation and make alternative arrangements where we can. The most important part to remember is to always communicate with us. We will not be able to assist you and come to some form of arrangement if we don’t know what’s going on.
  • If we are not able to work out some form of arrangement with you and you don’t repay your loan, we will be forced to hand your account over to the legal department, and ultimately to a debt collecting company. This will result in unnecessary costs for you, and it will also affect your chances of qualifying for a loan anywhere else in future. That is why we urge our clients to communicate with us if they are experiencing some financial difficulties, we are always willing to revise your repayment plan and help you out where we can.
  • Employment confirmation is confirmed .
  • Access to your credit records may obtained.
  • Proof of income is verified (Self-employed).
  • Additional information may be obtained to finalised your application.
  • Verification of your submitted documents is done and then your application is finalised for approval and payment.